How to get loan from Phone Pe with 0% interest rate 2022?

How to get loan from Phone Pe with 0% interest rate 2022?

Money is one of the most needed things in today’s world. You can’t imagine yourself without money.If you need urgent money for your need no one will going to help you.Now the time has changed and you can easily get instant loan digitally from Phone Pe.Yes you heard right you can easily get personal loan from Phone Pe.

If I say that you can get instant loan within minutes just with the help of your mobile phone without going any banks.To get loan from Phone Pe you need to read this article properly, so that you can easily get your desirable loan with 0% interest rate.

What is Phone Pe Loan?

Phone Pe is online payment company owned by flipkart.which offer many online features like money transfer,loan, insurance and many more. It provide 0% interest rate loan for their customers. It is one of the most trusted digital platform regarding banking.You need to follow some verification steps , so that you are eligible for the loan.The loan money will directly credit to your bank account after verification.

How to Apply for Loan from phone pe?

Phone Pe has recently launched a feature known as Instant loan services for its customers.You can easily apply for any kind of loan without going bank.If you need personal loan from Phone Pe you need to download Phone Pe Application from Google Play Store and link it with your bank account.

After completing the process you need to link your Phone Pe account with Flipkart Pay later ,so that you can Apply for the Loan.

How to get loan from Phone Pe in 2022?

• To get loan you need to have a Flipkart account.

• After doing this you need to open Flipkart Application in which you have to click on Flipkart Pay Later option.

• Now you have to create a Flipkart Pay later account.

• Open Phone Pe Application and click on my money option.

• By clicking on the option you are now able to fill your amount money for the Loan.

Eligibility to Apply for Loan in Phone Pe.

There are some of the requirements you need to follow before applying for any loan from Phone Pe.

• You must be at the age of 18 years or more than 18 years.

• Have proper verified Phone Pe account link with your saving bank account.

• You need to have Aadhar card as well as pan card.

• Do not have any debt loan.

• Your account CIBIL score should be more than 700+.

Document needed to get 0% interest rate loan.

• Aadhar card link with your mobile number.

• Pan Card

• CIBIL score more than 700.

After submitting this document digitally on Flipkart.It will ask you to wait for some time , so that their customer care can cross check your documents and inform you with emails ,that your loan has been approved by Phone Pe.

Phone Pe interest rate.

Phone Pe offers 0% interest rate to their customers for first 45 days. After that it will charge you 0.35% interest rate for further loan tenure.

How to use Phone Pe Loan ?

After receiving the money from Phone Pe,you can use it for buying your desirable products and fullfill your need.you can also use it to clear your credit card bills , mobile bills , electricity bills and many more .